Account Officer





  • Maintain customer relationship by selling banking products and services
  • Identify potential corporate customers and develop referral sources to ensure a consistent deal flow and achieve assigned profit and loan growth target.
  • Prepare credit applications, analyze credit risks, generate risk ratings and conduct due diligence to determine the merits of granting the loan
  • Analyze financial statements including key financial ratios and cash flow projections for preparation of the credit application
  • Conduct customer KYC and fulfill other compliance related requirements.


  • At least bachelor degree in Finance related majors
  • Minimum 1 year of lending or credit experience in large financial institutions
  • Knowledgeable about banking products and lending/credit approval processes
  • Excellent interpersonal skills and relationship management capabilities
  • Highly motivated and can work individually and with team
  • Superior communication skills of written and spoken English and Chinese Mandarin
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