Apply for the Associate, Commodity Finance Marketing Team position
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Office Status: Hybrid
Salary: $42,000 – $90,000
Responsibilities:
Transaction Underwriting & Portfolio Monitoring
- Conduct basic financial spreading and credit risk analysis based on company, industry, market and competitor research
- Assist evaluating risk aspects of transaction terms and conditions consistent with Bank policies
- Provide support to team by preparing credit reports, liaising with account officers and internal departments such as credit risk management department, and presenting
recommendations to approval committees - Work on a portfolio of accounts maintaining customer files, managing KYC requirements, conduct post-lending monitoring by analyzing interim and annual
financials to address periodic reviews or specific client requests while interacting with credit risk and other departments - Support Middle Office in post lending management of transactions, collateral management and portfolio management issues
Managing Client Relationships
- Support Account Officers to identify and originate new client relationships, and provide KYC information to Middle Office for review
- Attend client meetings with Account Officers and prepare call reports
- Negotiate credit agreement and other documentation for risk management purpose
- Negotiate term sheets/ pricing/ trade confirmation with clients
- Monitor clients credit status and the state of their business activities on an ongoing basis
- Support Account Officers to meet business targets set by the department
- Coordinate with operation teams to support the onboarding and monitoring of transaction
Product Marketing
- Work with account officer to originate business from target/existing clients
- Provide updates to management about marketing efforts, deals in pipeline and closed transactions
- Identify cross-selling opportunities
Compliance and Risk Management
- Onboard new customers in line with the Bank’s risk appetite statement
- Comply with Bank policies (Credit Risk Compliance, New Product Management etc) and department procedures for KYC and Credit Risk Control (including underwriting and
post-lending monitoring) - Set up customer profile and update/review in a timely manner
- Comply with departmental compliance and risks control procedures when accepting customers’ transactions
- Detect unusual activities and inform Account Officer and Middle office, escalating to dept. head if necessary
- Stay abreast of and analyze the industry and market developments