Associate Credit Officer (Corporate & Structured Finance)

Full Time

International Banking Client

Office Status: Hybrid

Summary:

  • Credit Officer makes credit recommendations on simple, sometimes complex credit transactions primarily for Corporate and Structured Finance across the Americas and under various products and industry sectors and reporting to a Group Head. This position is a technical expert and a reliable, knowledgeable resource while getting some guidance from senior credit officers when needed.

Responsibilities:

  • Conduct required analysis of various credit risk elements for new and existing transactions for corporate credits and structured finance in coordination with Front Office and senior management including approval authorities.
  • Maintains communication with senior managers in Front Office to ensure credit standards/policies are fully understood.
  • Manages research and analysis of client’s financial performance, continuous monitoring of events and strength of credit portfolio.
  • Closely monitors relevant market indices as well as industry developments.
  • Participates in the preparation of monthly/quarterly reviews of borrowers, sectors and products to track compliance and identify and raise any potential credit concerns to appropriate business teams.
  • Participates in deal and credit approval process, ensures appropriate communication with all relevant parties, and adherence to credit policies and approval authorities.
  • Engages in restructuring and/or workout process to protect the Bank’s assets and maximize recovery.
  • Guides and supports business lines, product groups, examination function, legal and risk management function on high level credit and risk related issues.
  • Prepares information for internal Bank meetings.
  • Monitor an assigned portfolio and promptly report on key events (i.e. downgrades, event of default, dtc.) to management.
  • Undertake other related tasks and projects as required and assigned.
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