International Banking Client
Office Status: Hybrid
Responsibilities:
- Analyze various elements of credit risk primarily in transactions with financial institutions (primarily banks but also including broker/dealers, insurance companies, non-bank lenders, funds, structured finance, etc.) in the Americas
- Scope of analysis and review includes, but not limited to, counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy.
- Prepare and present written executive summaries/comments of credit applications submitted from the front office to the management of the Credit Department
- Coordinate the credit approval process by liaising between the front office and the management of the Credit Department
- Conduct the monitoring of credit quality of the counterparties and transaction portfolio
- Provide feedback and guidance to front office to ensure consistent and complete credit applications and compliance with internal policies and procedures
- Ensure US Regulatory requirements are met with each credit application
- Other credit related works/projects as assigned
Qualifications:
- 4-6 years of relevant work experience in the financial services industry within the credit function as a credit analyst, including 1-3 year of experience in covering the FI sector
- Solid foundation in finance and accounting, as well as knowledge in the FI sector and various financial products, are required
- Bachelor’s degree or equivalent is required
- Business fluency in English is required
- Fundamental PC skills, including high proficiency in Microsoft Word and Excel, are required, and proficiency in Bloomberg and Capital IQ is a plus
- Excellent written and verbal communication skills
- Ability to read/analyze the contents of credit application and prepare written summary in a short time
- Flexibility to work under tight deadlines and in a multitasking environment
- Ability and willingness to work as a team player