Associate Credit Officer – Financial Institutions (Primarily Banks)

Full Time

International Banking Client

Office Status: Hybrid

Responsibilities:

  • Analyze various elements of credit risk primarily in transactions with financial institutions (primarily banks but also including broker/dealers, insurance companies, non-bank lenders, funds, structured finance, etc.) in the Americas
  • Scope of analysis and review includes, but not limited to, counterparty credit risk, deal structure, facility terms and conditions, transaction background, profitability, and relationship strategy.
  • Prepare and present written executive summaries/comments of credit applications submitted from the front office to the management of the Credit Department
  • Coordinate the credit approval process by liaising between the front office and the management of the Credit Department
  • Conduct the monitoring of credit quality of the counterparties and transaction portfolio
  • Provide feedback and guidance to front office to ensure consistent and complete credit applications and compliance with internal policies and procedures
  • Ensure US Regulatory requirements are met with each credit application
  • Other credit related works/projects as assigned

Qualifications:

  • 4-6 years of relevant work experience in the financial services industry within the credit function as a credit analyst, including 1-3 year of experience in covering the FI sector
  • Solid foundation in finance and accounting, as well as knowledge in the FI sector and various financial products, are required
  • Bachelor’s degree or equivalent is required
  • Business fluency in English is required
  • Fundamental PC skills, including high proficiency in Microsoft Word and Excel, are required, and proficiency in Bloomberg and Capital IQ is a plus
  • Excellent written and verbal communication skills
  • Ability to read/analyze the contents of credit application and prepare written summary in a short time
  • Flexibility to work under tight deadlines and in a multitasking environment
  • Ability and willingness to work as a team player
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