Office Status: Hybrid
Salary: $85,000 to $131,000
Responsibilities:
Support the credit risk appetite process to establish consistency and completeness in categorization and coverage and to ensure adequate monitoring, communication, and assessment.
Review the credit risk taxonomy to better support risk identification and aggregation, whereby the taxonomy is used to aggregate risks across business units and identify material risks.
Analyze credit risk exceptions, working with the credit risk reporting and data teams to synthesize such information and communicate analysis to senior management.
Interact with business units to help support, enhance, and adjust risk control measures, credit underwriting guidelines, and maintain ongoing communications with business units and credit functions to effectively guide businesses within such controls and authorities.
Strong understanding of credit risk management concepts and knowledge of U.S. and international regulatory requirements and industry best practices.
Knowledge of the end-to-end lifecycle of and working knowledge of credit risk management frameworks and systems (e.g., 3 lines of defense, risk appetite, risk ratings).
Experience with credit process management (i.e., approval flows; credit committee process and governance, etc.) related to credit approval and on-going monitoring.