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International Banking Client

Associate, Credit Risk – Framework & Policies

  • White Plains, NY
  • Full Time

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Office Status: Hybrid

Salary: $85,000 – $131,0000


  • Coordinate with the Credit Data Management and Reporting team as they monitor portfolio trends and policy exceptions to determine whether additional refinements to policies or RACs may be warranted to address emerging risks.
  • Coordinate with other SMBC subject matter experts (e.g., Legal, Risk) to regularly update or develop policies to maintain alignment to U.S. and international supervisory expectations.
  • Review examination feedback from Credit Review (CRVD), Internal Audit (IAD), external audit, and SMBC’s regulators to determine whether policy or other guidance updates are appropriate to address findings, alongside other credit risk management units.
  • Communicate credit policy and governance updates to senior leadership and relevant stakeholders, as well as provide training, in coordination with the Bank’s learning and development function.