C&I Credit Underwriter (Construction)

Office Status: Hybrid

Salary: $90,000 – $140,000

Responsibilities:

• Prepare high quality, detailed credit approval documents that contain an in-depth analysis and an understanding and identification of credit issues and risks in accordance with the bank’s loan policies and procedures.
• Spread and interpret financial statements, tax returns and projections to create financial loan write-ups to generate new loans.
• Actively works with loan officers in helping to analyze prospective and existing credit relationships in terms of approvals requests, as well as relationship handling and structuring strategies.
• May make presentations on specific loans and participate in the bank’s Loan Approval Process, recommending approval and appropriate structure of credits.
• Review new and existing loan files and perform annual reviews/inspections as needed.
• Perform other administrative duties required for the maintenance of a portfolio of clients.
• Responsible for all aspects of a proposed loan from the time the borrower executes the term sheet through closing.
• Participate in projects that help improve and streamline the credit delivery process.