NY Branch Credit Officer

Office Status: Hybrid

Salary: Up to $200,000

Responsibilities:

• Independently evaluate credit applications, annual credit reviews, and administrative notifications prepared by Relationship Managers and Business Credit Analysts, or existing and potential clients bringing a high level of consultative expertise, intelligence and discretion to the various analyses. Prepare memorandum to support recommendation to either approve or decline – highlighting key risks & mitigating factors and basis for internal risk rating.
• Evaluation of multiple trustworthy sources of data in order to make a fair and balanced assessment of the borrowers’ credit, management, operational and financial capabilities as it relates to the existing or potential commitment.
• Coordinate and collaborate with marketing, accounting and operations departments to effect good bi-directional flow of information to ensure a smooth and efficient credit process without compromising credit quality. Proactively seek ways of increasing efficiency, increasing productivity, and improving communication across the teams. Work cooperatively across global jurisdictions on 2 initiatives for improved frameworks that promote efficiencies.
• Utilization of multiple media outlets to gather and synthesize relevant data pertaining to existing and potential customers into reports for self and management. Proactively seek to remain up to date on innovative thinking, trends and changes that impact our industry and the industry sectors of our clients. Participate in and seek ongoing training and education (institutional/self-guided) of relevant skills, tools and knowledge as it relates to credit.