Senior Credit Analyst (Vendor Finance)

Full Time

National Independent Commercial Finance Company

Office Status: On Site

SUMMARY:     

This position is primarily responsible for the processing and management of deal flow and credit adjudication associated with Vendor Finance Transportation and Construction vertical segments. The incumbent will be responsible for highest level of credit productivity, and adherence to turn around requirements, and the firm’s credit policy, procedures, and risk rating methodologies.                            

JOB RESPONSIBILITIES

  • Responsible for the management of deal flow from assigned vendors in the transportation and construction vertical markets ensuring the highest level of credit productivity, adherence to program service level turnaround agreement, and act in accordance with established business unit policies and procedures.
  • Assist the VP of Credit with Scorecard and Data Analytics with the development and continued maintenance of an automated score card product.
  • Prepare written analysis, transaction approval summaries, and as requested industry studies to assist in the making of lending decisions on new, renewal, and extensions in accordance with policy.
  • Exercise credit authority including the assessments of credit grading for new and existing credit relationships.
  • Participate in discussions with key stakeholders regarding credit worthiness of pending or pre-screen requests.
  • Present analytical results and written conclusions to all levels of management.
  • Process appeals and changes to original decisions.
  • Establish and maintain a strong working relationship with the business unit departments, and credit committee.
  • Review, approve or recommend business unit overline requests.
  • Communicate with business unit staff as to transactions under review assisting in structuring and working through credit and risk issues.
  • Develop strong working relationships with the salesforce, platform managers, operations managers, and other team members.
  • Complete special projects for the organization, specific to credit as required.
  • Assist in updating credit criteria as appropriate, based upon risk mitigation, delinquency and portfolio trends to ensure emerging risks are appropriately covered, and mitigated.
  • Keeping abreast of market developments with regard to risk management practices, and segment/industry trends, competitive offerings and capabilities.
  • Time permitting, assists in spreading financial statements, analysis, underwriting and structuring of Middle Market Transactions.
Upload your CV/resume or any other relevant file. Max. file size: 2 GB.

Share on
Print