VP, Credit Analyst – Commercial Real Estate (Credit Approval Dept.)

Office Status: Hybrid

Salary: $130,000 – $150,000

Responsibilities:

• Prepare credit reports with special attention on information integrity, analytical quality, and credit merits.
• Joint due diligence vetting, structuring and analysis on potential transactions
• Prepare credit assessment including adjudication opinion, projections and stress test
• Present and defend cases in the CAC and CMC, where applicable.
• Prepare approval form, including any conditions precedent (“CP,” or prerequisite) to the credit approval.
• Vet that all applicable CPs have been satisfactorily met prior to closing/funding.
• Review GCMS entries accordingly ‘ Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
• Post disbursement – prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
• Post disbursement – attend to all audit, loan review and regulatory requirements.