VP, Senior Credit Risk Review Officer

Responsibilities:

• Ensure sound practices in the credit approval process across the organization.
• Conduct required analysis of various credit risk elements for new and existing transactions for corporate credits and structured finance in coordination with Front Office and senior management including approval authorities.
• Maintain communication with senior managers in Front Office to ensure credit standards/policies are fully understood.
• Manage research and analysis of client’s financial performance, continuous monitoring of events and strength of credit portfolio.
• Closely monitor relevant market indices as well as industry developments.
• Participate in the preparation of monthly/quarterly reviews of borrowers, sectors and products to track compliance and identify and raise any potential credit concerns to appropriate business teams.
• Participate in deal and credit approval process, ensures appropriate communication with all relevant parties, and adherence to credit policies and approval authorities.
• Engage in restructuring and/or workout process to protect the Bank’s assets and maximize recovery.
• Guide and support business lines, product groups, examination function, legal and risk management function on high level credit and risk related issues.
• Prepare information for internal Bank meetings.
• Responsible for training junior analysts.
• Monitor assigned portfolio and promptly report on key events (i.e. downgrades, event of default, etc.) to management.
• Undertake other related tasks and projects as required and assigned.