VP, Underwriting (Capital Equipment Finance)

Full Time

Madison-Davis Client

Job Responsibilities:

  • Lead deal team to evaluate new transactions, pre-screen transactions, conduct due diligence,
    prepare credit approval memos on transactions that are green-lighted in the pre-screen process,
    pitch transactions to credit committee in order to obtain credit approval, negotiate and review
    legal documentation as needed, and participate in deal closing.
  • Analyze financial statements and capital structures, conduct business/industry/competitor
    analysis to identify transaction risks and mitigates; recommend transaction structures
    appropriate to the opportunity; provide a yes/no recommendation on the transaction based on
    due diligence.
  • Manage assigned portfolio accounts – monitor performance and covenant compliance, prepare
    trend cards and periodic/annual reviews, process amendments and waiver requests in a timely
    manner to meet customer expectations, provide performance updates to managers, identify
    and act on warning signals, participate in portfolio reviews as needed.
  • Maintain familiarity with policies, procedures, and underwriting standards.
  • Interface with other parts of the EF business, such as Asset Management, Legal, Operations,
    Insurance, Environmental, as well as other departments such as Capital Markets, Corporate Risk
    Management, Compliance, Problem Loan Management, Loan & Risk Review, and Internal Audit.
  • Interface with customers (including brokers and intermediaries), as needed, to complete
    diligence process, as well as to assist the relationship management efforts of the Originators.
  • Mentor and train junior resources (Analysts, Associates, AVPs) for the business.

Job Qualifications:

  • Bachelor’s degree with a concentration in finance or accounting preferred. MBA/CFA a plus.
  • Experience of Equipment Financing deals, equipment collateral, lease products and leasing
    structures, is required.
  • 5+ years of experience as a senior underwriter in the commercial lending industry with direct
    experience of leading the underwriting and execution effort on large equipment and/or senior
    debt transactions.
  • Must have a solid understanding of financial statements and capital structures, modeling &
    strong analytical skills with an ability to question assumptions.
  • Experience with structuring transactions, leading deal teams, and negotiating documentation.

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