Office Status: On-Site
Salary: Up to $235,000
Responsibilities:
Coach credit analysts and advise on deal structure and underwriting standards
Review credit reports prepared by credit analysts, with special attention on information integrity, analytical quality and credit merits
Proactively manage the portfolio the team covers
Update the sector related procedure and guidelines managed by CAD
Review and analyze credit proposals prepared by the Front Office on a timely basis
Joint due diligence vetting, structuring and analysis on potential transactions
Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Head of Credit Approval prior to CAC.
Present and defend cases in the CAC and CMC, where applicable.
Vet that all applicable CPs have been satisfactorily met prior to closing/funding.
Review GCMS entries accordingly
Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
Record Keeping – maintain and archive required documents
Post disbursement – prepare, jointly with the RM, interim and scheduled annual review on a timely basis.
Post disbursement – attend to all audit, loan review and regulatory requirements.
