Office Status: On-Site
Salary: Up to $210,000
Responsibilities:
Manage assigned accounts, where necessary, normally of complexity or time sensitive
Review and analyze credit proposals prepared by the Front Office timely
Joint due diligence vetting and analysis on potential transactions
Prepare credit assessment including adjudication opinion, projections and stress test, to be reviewed by the Senior Credit Officer prior to CAC submission.
Present and defend cases in the Credit Approval Committee (“CAC”).
Vet that all applicable CPs have been satisfactorily met prior to closing/funding.
Review GCMS entries, including covenant compliance, accordingly
Review legal documents with the focus on credit terms (covenants, collateral, amortization, interest rates and other special items)
Record Keeping – maintain and archive required documents
Post disbursement – prepare jointly with the RM, interim and scheduled annual review on a timely basis.
Post disbursement – attend to all audit, loan review and regulatory requirements.
Provide feedback on the transaction merit (incl. green lighting) and writeup quality, including data accuracy, on a timely basis.
Provide sign-off before the SCO review.
Serve as center of expertise of assigned sectors and products.
Coach junior staff on subject matters.
Support Credit MIS including portfolio analysis and periodic reporting.
Support credit policies, procedures, and training.
Other requirements may arise as per the growth of the portfolio.
Act as risk managers with the responsibility for identifying, acting on and escalating risks and are held strictly accountable for the failure to discharge their risk management duties.
Be responsible for demonstrating risk awareness by following all policies, procedures, and internal control in their daily routine.
