Office Status: On-Site
Salary: Up to $190,000
Responsibilities:
Own and manage risk as 1st LoD by products and risk categories
Align strategic, capital and financial plans to risk management goals
Perform loan classification
Perform portfolio monitoring at transactional level
Maintain the sound risk management environment and proactively conduct the issue management by following the Branch’s policies
Monitor external and internal covenants and report breaches
Identify any loan deterioration and work with credit departments to proactively adjust credit ratings and/or asset classification accordingly
Perform post-disbursement reviews and prepare post-disbursement reports, actively monitor and manage transaction and customer risk, and ensure adequate precautions are undertaken to minimize credit risks, including monitoring and escalation of key credit developments of customers
Perform emerging risk assessment at account level
Work with Credit Analyst to perform timely and in-depth regular KYC and ad-hoc KYC reviews via the Actimize system
Report and follow up on non-performing facilities
Act as risk manager with the responsibility for identifying, acting on and escalating risks and are held strictly accountable for the failure to discharge the risk management duties
Be responsible for demonstrating risk awareness by following all policies, procedures, and internal control in daily routine
Conduct the attestation on the quarterly FFIEC 002 reports based on the Branch’s request.
Record and keep client communication log, including but not limited to call notes, up to date
Maintain client relationship by understanding client feedback of bank products and services in order to offer satisfactory products and services to clients
Set up the business relationship development plan for the customers and achieve the decent over-all economic return on each client
Ensure timely delivery of clients’ feedback of bank products and services to internal departments and senior management and work internally to meet client needs
Arrange and coordinate visits to existing clients and prospects
Maintain a healthy and close business relationship with clients
Provide appropriate solution, products and services based on customer’s needs to improve customer engagement and enhance the cross-selling.
Implement the remediation requirement and cooperate with other departments/teams on the remediation work
Participate internal/external trainings to enhance the risk management
Provide feedback to related departments/teams about the progress and the questions raised from the remediation work, if any.
